If you start entrepreneurial activities, we recommend you to join an unemployment fund for entrepreneurs right away, because the condition regarding employment of entrepreneurs can only be accumulated as a member of an unemployment fund for entrepreneurs. If you work as an entrepreneur for more than 18 months, we cannot grant you earnings-related daily allowance before you have again fulfilled the employee’s condition regarding employment after the entrepreneurial activities.
When you change from YTK to an unemployment fund for entrepreneurs, your unemployment security will be protected by an 18-month period of post-protection. During the post-protection period, a person who has changed from employee to entrepreneur and become unemployed may be entitled to unemployment allowance based on the salaried employment that preceded the entrepreneurship.
So if you become unemployed after changing to an unemployment fund for entrepreneurs before you have fulfilled the condition regarding employment for entrepreneurs, you will still be entitled to earnings-related daily allowance based on the income from salaried employment that preceded the entrepreneurship. It is required that you have joined an unemployment fund for entrepreneurs within one month after resigning from YTK.
When you work through an invoicing company, you can take out a pension insurance for self-employed persons. When the insured income is high enough (12 576 €), you can join an unemployment fund for entrepreneurs and accumulate the condition regarding employment there.