You can estimate the amount of your earnings-related daily allowance with our calculator.
Earnings-related daily allowance includes the basic part (33,78 €) and the earnings-related part.
The amount of the earnings-related part of daily allowance is calculated from your income using the rules set in the law. Because of this, the salary used in the calculation is not directly comparable to your salary.
We look at your salary at least for the period when you fulfil the working condition.
We start by deducting the elements that are not considered to be part of the regular salary. Such elements may include holiday pay and holiday compensation.
Then we make a statutory deduction of 4,34 % from the salary.
This gives us the salary that was used to calculate your daily allowance for the period when you fulfil the working condition. When we divide the salary by the number of calculated working days during the period, we get your daily salary. We use this amount to calculate the earnings-related part.
The earnings-related part is 45% of the difference between your daily salary and the basic part.
We will pay the daily allowance for five days per calendar week at the most.
The taxable salary during the period when you fulfil the working condition is EUR 18,750. There are 130 working days in the period, and the earnings include a holiday compensation of EUR 2,500.
At first, we deduct the holiday compensation (EUR 2,500) from the salary (EUR 18,750). The remaining amount is EUR 16,250.
After the statutory deduction (4,34 %) the sum is EUR 15,554,75.
We divide that sum by the number of calculated working days during the period (130). This gives us a daily salary of EUR 119.58.
We deduct the basic part (33,78 €) from the daily salary (EUR 119.58). We multiply the difference (EUR 85,80) by 45%. This gives us an earnings-related part of EUR 38.61.
The basic part (33,78 €) plus earnings-related part (EUR 38.61) brings the total amount of the earnings-related daily allowance to EUR 72,39.
EUR 18,750.00 - 2,500.00 = EUR 16,250.00
EUR 16,250.00 x 0.9566 = EUR 15,544.75
EUR 15,544.75 ÷ 130 = EUR 119.58
EUR 119.58 - EUR 33.78 = EUR 85.80
EUR 85,80 x 0.45 = EUR 38.61
EUR 33.78 + EUR 38.61 = EUR 72,39
If your monthly income is more than 3 209,10 €, the calculation process is a little more complicated. Up to the income limit (3 209,10 €), the earnings-related part of your daily allowance includes 45% of the income that exceeds the basic part. The percentage for the amount exceeding the income limit is 20.
The income limit per day is EUR 149.26.
The taxable salary during the period when you fulfil the working condition is EUR 28,125. There are 130 working days in the period, and the earnings include a holiday compensation of EUR 3,750.
At first, we deduct the holiday compensation (EUR 3,750) from the salary (EUR 28,125). The remaining amount is EUR 24,375.
After the statutory deduction (4,34 %) the sum is EUR 23,317.13.
We divide that sum by the number of calculated working days during the period (130). This gives us e daily salary of EUR 179.36.
We start by calculating the earnings-related part up to the income limit (EUR 3,197.70). We deduct the basic (33,78 €) from the daily salary at the income limit level (EUR 149.26). We then multiply the difference (EUR 115.48) by 45%. This brings the earnings-related part below the income limit to EUR 51.96.
We calculate the part of the earnings-related part that exceeds the income limit by deducting the daily salary at the income limit level (EUR 149.26) from the daily salary (EUR 180.00). We then multiply the difference (EUR 30.10) by 20%. This brings the earnings-related part that exceeds the income limit to EUR 6.02.
The total daily allowance is the basic part (33,78 €) plus the earnings-related part below the income limit (EUR 51.96) and the earnings-related part exceeding the income limit (EUR 6.02). Thus, the total amount of the earnings-related daily allowance is EUR 91.76.
EUR 28,125.00 -EUR 3,750.00 = EUR 24,375.00
EUR 24,375.00 x 0.9566 = EUR 23,317.13
EUR 23,317.13 ÷ 130 =EUR 179,36
EUR 149.26 - EUR 33.78 = EUR 115.48
EUR 115.07 x 0.45 = EUR 51.96
EUR 179,36 - EUR 149.26 = EUR 30,10
EUR 30.10 x 0.2 = EUR 6.02
EUR 33.78 + EUR 51.96 + EUR 6.02 = EUR 91.76
If the work and the resulting earned income have been seasonal, the daily allowance shall be based on the annual income for the 12 months immediately preceding unemployment.
Work and the resulting earned income are seasonal if, due to natural conditions or other similar reasons, work can only be done at a certain time of the year and if the workload and the earned income from work are therefore significantly higher than usual.
In the annual income calculation, we take into account the earned income received during the definition period and also all other personal income treated as salary. In other words, the annual income calculation takes into account all income types that you have received on the basis of an employment relationship as compensation for work done. In the calculation of the annual income, we do not deduct from salary, for example, holiday bonuses or holiday pay, which are otherwise regularly deducted in the salary calculation based on your established salary.
The calculation of the annual income is not only based on earned income, but also takes into account some social benefits, compensation for loss of earnings and subsidies. The Finnish Government comprehensively lists the benefits to be taken into account in the annual income calculation. These benefits shall be taken into account only to the extent that they are taxable.
The annual income is calculated taking into account the annual income for the 12 months immediately preceding unemployment. The amount per month of annual income is obtained by dividing the annual income by 12, and the daily salary is obtained by dividing the monthly income by 21.5.
Example 3 Annual income calculation
Annual income 20,000 €
Other income to be taken into account 5,000 €
20,000 € x 0,9566 = 19,132 €
19,132 € - 5,000 € = 24,132 €
24,132 € ÷ 12 = 2011,00 €
2011,00 € / 21,5 = 93,53 €
93,69 € - 33,78 € = 59.90 €
59,91 € x 0,45 = 26,96 €
33,78 € - 26,96 € = 60,74 €
Child increase may be paid to earnings-related daily allowance if you are the guardian of a child younger than 18 years. The child increase for one child is 5,30 €, 7,78 € for two children and 10,03 € for three children or more.
Earnings-related daily allowance according to example 1:
18,750.00 € - 2,500.00 € = 16,250.00 €
16,250.00 € x 0,9566 = 15,544.75 €
15,544.75 € ÷ 130 = 119,58 €
119,58 € - 33,78 € = 85,80 €
85,80 € x 0,45 = 38,61 €
33,78 € + 38,61 € = 72,39 €
Child increase for one child:
72,39 € + 5,30 € = 77,69 €
Child increase for two children:
72,39 € + 7,78 € = 80,17 €
Child increase for three or more children:
72,39 € + 10,03 € = 82,42 €