If you become unemployed and are not a member of an unemployment fund, your livelihood will be secured by basic daily allowance or labour market subsidy.
Basic daily allowance
If you become unemployed after you have fulfilled the condition regarding employment, but are not a member of an unemployment fund, you can apply for basic daily allowance from Kela. The amount of basic daily allowance does not depend on your earnings, but the payable amount is always 32,40 € per day for a maximum of five days a week.
Basic daily allowance can be paid for a maximum duration of:
300 days, if your work history is shorter than three years.
400 days, if your work history is longer than three years.
500 days, if you meet the condition regarding employment at the age of 58 and have 5 years of work history during the past 20 years.
Labour market subsidy
If you become unemployed and have not fulfilled the condition regarding employment, you can apply for labour market subsidy from Kela. You can also apply for labour market subsidy, if the maximum period for your basic or earnings-related daily allowance is up.
The full amount of labour market subsidy is 32,40 € per day. It is paid for a maximum of five days per calendar week. The duration of labour market subsidy is not limited.
The granting of labour market subsidy is means-tested. It means that your income affects the amount of the subsidy. Your parents’ income also affects the amount of the subsidy if you live in the same household with them.