What is YTK?

General unemployment fund YTK is an uncommitted and independent unemployment fund.
​​​​​​​We are open to all salaried employees.

Our task is to provide earnings-related security to our members. We secure your livelihood during unemployment, lay-off, part-time work, part-time entrepreneurship, and alternation leave.

As a member of General unemployment fund YTK you can also join the YTK Association.

The YTK Association offers additional services related to employment, such as legal advice on employment relationships, insurances, member benefits, and support in job-seeking.

We provide security and support to your individual career regardless of the field!

Finland’s largest and most versatile group of members

We are proud of our members whom represent employees from all lines of work. There are already over 480 000 of us. The number amounts to 20 per cent of wage earners.

We would very much like to develop the legislation so that in future also entrepreneurs could become members of YTK. In that way we could all represent different forms of work together.

Members are our most important resource. Their service experience guides our every step of development. With the help of the feedback we have received from our members we have been able to take our service to the top – and we thank you for it!

20 %

There are already over 480 000 of us. It is 20 per cent of all the Finnish wage earners.


Our values


Change is an opportunity

Work is important. We have the courage to experiment, ask and affect issues, so that we can support the working life and you.

Each of us walks an individual path in working life. We look for new ways to bring work and employees together.

We build new services that help improve the Finnish working life.

Changing is not easy, it takes support and courage.

Your guide

We will be your guide in case of unemployment. You need not worry about things alone – it’s a matter of honour for us to help you in sometimes complicated labyrinths of unemployment security. For example, if we ask for additional information, we will tell you what we need it for.

Each of us walks an individual path in working life. We want to guide and coach everyone equally and offer the resources for the best possible working life.

Courageous debater

Communication is interaction, exchanging of ideas. When we share information and experiences, we can develop what is good and change the things that are not working.

We discuss courageously the working life and changing it. We want to be direct, fair and real. Without courage, many things remain unsaid and is thus misunderstood.