For daily allowance applicants whose maximum payment period starts on 1.1.2017 or later, the maximum payment period is typically 400 days, but based on the applicant’s situation it can also be 300 or 500 days, as an exception.
Earnings-related daily allowance is as a rule paid for a maximum period of 400 unemployment days per one employment condition. You are entitled to earnings-related daily allowance for 400 days if you have been employed for over 3 years before starting the daily allowance period. Work history only includes work done as a 17-year-old or older. When calculating the over three year’s employment condition, the unemployment fund clarifies your work history information primarily from the Finnish Centre for Pensions’ registry, where all your pension insured earnings are registered. Periods parallel to work cannot be taken into account when calculating the work history. On the other hand, for example absences from work due to different kinds of leaves like family leaves are included in the employment condition if the person has a valid employment during that time.
If you have a maximum of 3 years of employment as a 17-year-old or older before the start of the daily allowance period, you are entitled to earnings-related daily allowance for 300 days.
If you fulfill the employment condition after turning 58 and when the employment condition is met you have work history for 5 years in the past 20 years, you are entitled to earnings-related daily allowance for 500 days. When the employment condition is met you must fulfill both the age and the work history condition.
If your maximum payment period has started before 1.1.2017, earnings-related daily allowance is still paid for a maximum of 500 days. If the employment condition is fulfilled, the maximum payment period is set according to the new regulations.
Accumulating the maximum period
Every unemployment daily allowance that is paid in full accumulates the maximum period counter by one day. Daily allowance is paid for a maximum of five days per a calendar week.
- Days paid during employment promoting services are included in the maximum payment period.
- Payment days are taken into account in full even in the case that some statutory social benefit has been deducted from the daily allowance.
- Adjusted earnings-related daily allowance is converted to correspond full unemployment days. Only these calculatory full allowance days accumulate the maximum period (Adjusted earnings-related daily allowance).
- Alternation compensation is not taken into account when calculating the maximum period.
- Also those unemployment days accumulate the maximum period, during which you have been paid unemployment benefit from another EU or EEA country or Switzerland.
- Unemployment daily allowance that has been paid with the increased earnings-related part accumulates the maximum period with every payment day. An adjusted increased unemployment daily allowance is converted to full unemployment daily allowance days first.
Counting the new maximum period starts over every time you fulfill a new 26 calendar week employment condition during the 28 month examination period. If the maximum payment period is used before you manage to fulfill a new employment condition, you can apply for an employment market benefit, which is the same amount as basic daily allowance, from the Social Insurance Institution. Your entitlement to earnings-related daily allowance begins again after you have met the new employment condition.
In some cases, you can receive daily allowance after the maximum payment period. The daily allowance is paid after the maximum payment period, if you are entitled to additional days. The age limits to additional day entitlement vary according to the year of birth. From those born after 1950, it is also required that they have a certain amount of pension insured work history before the entitlement to additional days can be achieved.
End of maximum payment period
The unemployment fund pays unemployment daily allowance for the duration of the maximum payment period at maximum. When the maximum period is used, you can apply for labour market support from the SII. You can check the number of paid days from the payment notification or in your OmaYTK service.
When the maximum payment period is used up, you don’t have to wait for the whole 4 week or month application period to pass. Once the maximum payment period is used, you can send the application even if the application period is not finished. Send the application at earliest on the last day of the time period you apply for. When handling the application we check the number of paid days and give you a decision of the usage of the maximum period. Show the decision at the employment offices, where the information of your unemployment is sent to the SII. After this you can apply for labour market support from the SII following their instructions.