Työttömyysturvaa ilman muuta
Työttömyysturvaa ilman muuta
Työttömyysturvaa ilman muuta
Benefits ABC

Taxation of paid benefits

Benefits paid by the unemployment fund are taxable

All benefits paid by the unemployment fund are subject to withholding tax. For the tax deduction, an employment income tax card, a graduated tax card or a revised tax card for earnings-related daily allowance can be used.

Revised tax card for earnings-related daily allowance

If you are paid daily allowance, it is beneficial for you to get a revised tax card for the taxation of your earnings-related daily allowance. In that way your taxation will be carried out according to the information on the tax card, without increases. At the same time you also ensure a correct tax deduction percentage for your earnings-related daily allowance. Send your revised tax card to YTK as an attachment to your earnings-related daily allowance application. YTK does not receive the information on your revised tax card directly from the tax authorities.

A model of a revised tax card for a benefit:

Determination of withholding tax percentage based on taxation information on employment income

Benefit

 

Withholding tax min.

Earnings-related daily allowance

 

25 %

Benefit increased with an
increased earnings-related part

 

25 %

Alternation compensation

 

25 % 

Delivering your tax card to YTK

We receive the taxation information of the members that have joined us before the beginning of the tax year directly from the tax authorities. We receive this information from the tax authorities once a year when new taxation information becomes valid the 1st of February. If you have joined YTK in the middle of the year and you become unemployed, you must deliver us your revised tax card for the daily allowance tax withholding separately. Again, it is beneficial for you to get a revised tax card for the benefit and to deliver it to us. Below some information on different types of tax cards:

  • Revised tax card for a benefit: Withholding tax percentage calculated for a benefit will not be increased when paying daily allowance. You may deliver the revised tax card to us as an electronic copy.
  • Tax card for employment income: The percentage is always at least 25. You can deliver  electrically your tax card.
  • Graduated tax card: The withholding tax will be deducted so that the percentage is at least 25. You may deliver the graduated tax card to us as an electronic copy.

Tax withholding according to a retrospective table

In case we do not receive your taxation information at all, the withholding tax will be deducted from your benefit according to a retrospective table as follows:

Allowance euros/day according to unemployment insurance law

Withholding tax percentage

0,17 - 26

20

26,01 - 39 

25

39,01 - 51

30

51,01- 66 

35

66,01 - 100

40

100,01 - 156

45

156,01- 

50



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